The wait is over. Here is a new app which really gives you cashback/reward points on your credit card bill payment.I have used it and it really works.
The app name is CRED. You can download it for free from Google play.
It gives you reward points for every credit card payment you made through this app. The first time I was using this app I was not really confident that it will benefit me but I was wrong. It is really cool and useful app. The app maker has collaborated with a lot of brands to provide user exclusive offers which user can get by redeeming their reward points.Bill payment of Rs 1 equals to 1 reward point. They have a chain of offers including categories like clothing, food, outing, travel etc.I like one feature the most name “Kill the bill” . If user has paid the bill over and above Rs 1000 then he/she will get an option to burn these point within 7 days and get cashback upto Rs1000 in their account. Cashback will be credited within 24 hrs in the credit card account. I have tried it 4-5 time and got maximum cashback of Rs 28. But something is better than nothing.
Here’s a Tip from Bachatkaro.com to earn extra cashback:
You can club Google pay with this and can earn extra cashback. While doing payment just select payment through UPI apps and select Google Pay. You will get extra cashback from Google pay .So your total cashback on every credit card bill payment may reach to Rs 50 which is not really bad.
Apart from the cashback and reward point users can also check their CRIF and Experian score for free.CRED has an AI backed system that keeps track of every single spend of a credit card payment journey – right from due date reminders, spend patterns and other card usage statistics.
How to apply for CRED membership?
CRED is only for a select few – You can apply for a membership by signing up with your full name and mobile number on the app. They cehck your credit score from credit bureau’s like CIBIL, Experian, CRIF, etc. If your credit score is above their eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that only registered members can access.